Don't have much time to delve into any deep issues, but I found an article that you ALL should read. It shows the predicament of an entire generation that might as well have had credit cards in their baby bottles rather than formula or mother's milk.
Oh, and it does mention this:
"Even before the recession, nearly half of college students dropped out before earning a degree, the Demos report said.
Now, people from low- and moderate-income families are much less likely to enroll at all."
Those people are wising up, as are many of us Debt Children. That is definitely an encouraging sign.